There are several federal aid programs for those who served or are currently serving in the military. The programs, with current eligibility requirements and payment information,
can be found here along with links to The U.S. Department of Veterans Affairs.
The Post-9/11 GI Bill is for individuals with at least 90 days of
aggregate service on or after September 11, 2001, or individuals
discharged with a service-connected disability after 30 days. You must
have received an honorable discharge to be eligible for the Post-9/11
GI Bill. The Post-9/11 GI Bill will become effective for training on or
after August 1, 2009. This program will pay eligible individuals:
tuition
& fees directly to the school not to exceed the maximum in-state
tuition & fees at a public institution of higher learning (in NYS the maximum charge per credit hour is $970; maximum total fees per term are $3457). For all state's rates, visit: http://www.gibill.va.gov/GI_Bill_Info/CH33/Tuition_and_fees.htm
a monthly housing allowance based on the Basic Allowance for Housing for an E-5 with dependents at the location of the school (if Brooklyn, Queens, or Manhattan, BAH is $2744 for E-5 with Dependants and $2618 for E-5 without Dependants; if Staten Island, BAH is $1843 for E-5 with Dependants and $1535 for E-5 without Dependants). For more information, check out the BAH calculator.
an annual books & supplies stipend of $1,000 paid proportionately based on enrollment
you may also receive a one-time rural benefit payment of $500.00 if you
reside in a county with 6 persons or less per square mile (as
determined by the most recent decennial census) and:
either
physically relocate at least 500 miles to attend an educational institution or
travel by air to physically attend an educational institution if no other land-based transportation exist
This benefit is payable only for training at an Institution of Higher Learning (IHL), such as any CUNY college. If
you are enrolled exclusively in online training you will not receive
the housing allowance. If you are on active duty you will not receive
the housing allowance or books & supplies stipend. This
benefit provides up to 36 months of education benefits, generally
benefits are payable for 15 years following your release from active
duty.
For a benefit comparison, including a breakdown of payment based on amount of service and how payments are paid out, visit the VA's Benefit Comparison page
. The application is available as of 5/1/09 and can be accessed via VONAPP.
Montgomery G.I. Bill - Active-Duty (Chapter 30)
The Montgomery GI Bill - Active Duty, called "MGIB" for short,
provides up to 36 months of education benefits to eligible veterans for:
College, Business, Technical or Vocational
school
On-the-Job Training and Apprenticeship Programs
Remedial, Deficiency, and Refresher Training (in
some cases)
The cost of tests for licenses or certifications
needed to get, keep, or advance in a job
Tuition Assistance: "Top-Up"
Correspondence Courses
Flight Training (in some cases)
National Tests
Note: VA does not approve schools or
programs for benefits. Each individual
state approves schools and courses. To
find out if your school or program is approved for VA educational benefits
under MGIB, contact your school's VA Certifying Official, or call VA at 1-888-GIBILL-1 .
Active-duty veterans who have not used any of their Chapter 30
benefits will need an original or certified copy of their DD Form 214
to send to the U.S. Department of Veterans Affairs.
Eligibility
If you are currently in service, you may be eligible after two years of
active duty. Please consult with the
Education Services Officer at your installation, or call 1-888-GIBILL-1, for information about your eligibility.
If you are separated from service, you may be an eligible veteran if
you:
entered active duty for the first time after June 30, 1985;
received a high school diploma or equivalent (or, in some cases, 12
hours of college credit) before the end of your first obligated period of
service;
received an honorable discharge;
continuously served for 3 years, OR 2 years if that is what you first
enlisted for, OR 2 years if you have an obligation to serve four years in the
Selected Reserve AND entered Selected Reserve within a year of leaving active
duty.
Note: Different rules apply if you
entered active duty before July 1, 1985, and in certain other cases. Call the VA at 1-800-GIBILL-1 for more
information.
Possible Pitfalls
You should be aware that the following
pitfalls could cause you to lose all MGIB benefits:
General Discharge. You must have an honorable
discharge to be eligible for education benefits. A "general" or "under honorable condition"
makes you ineligible for education benefits.
Early Discharge.To be eligible with an
early discharge, your separation reason must meet certain requirements. Call 1-800-GIBILL-1 (or if you
are on active duty, check with your Education Services Officer) for more
information.
Monthly Payment
The monthly benefit paid to you is based on the type of training you
take, length of your service, your category, and if DoD put extra money in your
MGIB Fund (called "kickers").
Typically, you have ten years to use your MGIB benefits. The current full-time rate for those with
three or more years of service and enrolled in an institutional program is approx.
$1,075 per month. For additional rate information, visit the G.I. Bill Chapter 30 Rate Information page .
Veterans receiving benefits under Chapter 30 or Chapter 1606 must verify their enrollment each month to the U.S.
Department of Veterans Affairs in order to receive payment for that month. This monthly verification can be done
using one of two systems:
Phone- using the Interactive Voice Response (IVR) system, by dialing 1 (877) 823-2378 and following the instructions
provided, OR
Once either system confirms that the student is certified for the month, he/she can expect payment within 10-14
days for checks, or 3-5 days for direct deposit. Veterans and reservists must still notify their college's veterans affairs representative when their enrollment changes, even though the
change has been reported to the U.S. Department of Veterans Affairs through the
WAVE system.
Montgomery G.I. Bill - Selected Reserve (Chapter 1606)
The Montgomery GI Bill - Selected Reserve is an education program that
provides up to 36 months of education benefits to members of the Selected
Reserve. This includes the Army, Navy,
Air Force, Marine Corps, and Coast Guard Reserves, as well as the Army National
Guard and the Air National Guard. It is
the first program that doesn't require a person to serve on active duty in the
regular Armed Forces to qualify.
An eligible reservist may get education benefits while in a program
approved for VA training. For
information about the types of training available, call the toll-free number
listed at the bottom of the page.
Since July 1, 1985, the U.S. Department of Veterans Affairs has been responsible for benefit payment, even though
the funding of educational assistance under this program is provided by the Department of Defense.
Eligibility
You may be considered an eligible reservist or National Guard member if:
·after June 30, 1985, you signed a six-year obligation to serve in the
Selected Reserve, AND
·you completed your Initial Active Duty for Training (IADT), AND
·you got your High School Diploma or GED before you completed your IADT,
AND
·
you are in good standing in a drilling Selected Reserve unit
If you stay in the Selected Reserves, benefits generally end 10 years
from the date you became eligible for the program if you became eligible before
October 1, 1992. Benefits generally end
14 years from the date you became eligible if you became eligible on or after
October 1, 1992. Your period of
eligibility may be extended, if you were unable to train because of a
service-related disability. Typically,
your eligibility ends when you leave the Selected Reserves.
One exception to this rule exists if you are
mobilized (or recalled to active duty from your reserve status), in this case
your eligibility may be extended for the amount of time you are mobilized PLUS
four months. For example, if you are mobilized for 12 months your
eligibility period is extended for 16 months (12 months active duty PLUS 4
months.) So even if you leave the reserves after mobilization, you may have
additional eligibility to the MGIB-SR.
Note: If you are an officer in the
Selected Reserve OR if you entered active duty from the Selected Reserve
after November 29, 1989, call the toll-free number below for additional
eligibility requirements.
Monthly Payment
The monthly benefit paid to you is based on the type of training. If you are attending school, your payment is
based on your training time (i.e. full time, half time, etc). The current full-time rate for college
training is approx. $309 per month. For additional payment information, visit the G.I. Bill Chapter 1606 Rate Information page .
How to Apply
Your unit will give you a Notice of Basic Eligibility (DD Form
2384 or 2384-1) when you become eligible for Montgomery GI Bill - Selected
Reserve. Once you find a program approved
for VA training, complete VA Form 22-1990, Application for Education
Benefits , and send it to the VA regional office that serves the state where
you will train. You can apply online by visitingVONAPP.
Monthly Verification
Veterans receiving benefits under Chapter 30 or Chapter 1606 must verify their enrollment each month
to the U.S. Department of Veterans Affairs (VA) in order to receive payment for that month. This monthly
verification can be done using one of two systems:
Phone- using the Interactive Voice Response (IVR) system, by dialing 1 (877) 823-2378 and following the
instructions provided, OR
Reserve Educational Assistance Program (REAP or Chapter 1607)
REAP
(Chapter 1607 of title 10, U.S. Code) is a new education program that provides
up to 36 months of education benefits to members of the Selected Reserves,
Individual Ready Reserve (IRR), and National Guard, who are called or ordered
to active service in response to a war or national emergency, as declared by
the President or Congress.
This new program makes certain that individuals who were activated after September 11, 2001,
are either eligible for education benefits or eligible for increased benefits.
Eligibility
Eligibility will be determined by the
Department of Defense (DoD) or Department of Homeland Security (DHS), as
appropriate. Generally, a member of a
Reserve component who serves on active duty on or after September 11, 2001
under title 10, U.S. Code, for at least 90 consecutive days under a contingency
operation, is eligible for REAP. There
is no specific time frame to use REAP; however, your eligibility generally ends
when you leave the Selected Reserves.
National Guard members are eligible if their active service extends for
90 consecutive days or more and their service is:
authorized under section 502(f), title 32, U.S. Code,
authorized by the President or Secretary of Defense for a national
emergency, and
supported by federal funds.
Monthly Payment
The educational assistance allowance payable under REAP is a percentage
of the Montgomery GI Bill-Active Duty (MGIB) rate based on the number of
continuous days served on active duty.
Persons released before 90 days due to an injury, illness, or disease
incurred or aggravated in the line of duty receive the 40% rate.
Members who serve 90 days but less than 1 year will receive 40% of the
MGIB 3 year rate.
Members who serve 1 year but less than 2 years will receive 60% of the
MGIB 3 year rate.
Members who serve 2 or more continuous years will receive 80% of the
MGIB 3 year rate.
The amount VA pays is based on the type of training program and training
time (i.e. full time, half time, etc).
If attendance is less than a month or less than full-time, payments are
reduced proportionately. For additional monthly rates, visit the
G.I. Bill, Chapter 1607 Rate Information page.
Programs Available
The following programs are available:
College or University Degree Programs
Vocational Programs
Independant Study or Distance Learning Programs
Correspondence Courses
Flight Training
On-the-Job Training and Apprenticeship Programs
Entrepreneurship Courses
Note: VA does not approve schools or
programs for benefits. Each individual
state approves schools and courses. To
find out if your school or program is approved for VA educational benefits
under REAP, contact your school's VA Certifying Official, or call VA at the
toll-free number below.
How to Apply?
Once you find a program approved for VA training, complete VA Form
22-1990, Application for Education Benefits , and send it to the VA
regional office that serves the state where you will train. Indicate on the form you are applying for
REAP. You can also apply online by visitingVONAPP.
Federal Work-Study Program (FWSP)
A federal needs-based program for students eligible for such aid. Application is made by filing a Free Application for
Federal Student Aid (FAFSA) either at a college's Financial Aid Office or by using the
FAFSA website.
The applicant may be a full- or part-time student. Hours available are determined by a
student's Federal Work-Study award, and are arranged around the student's schedule. Wages will be, at least at the federal
minimum hourly wage. Work will either be on campus, or at an off-campus, non-profit or government, employer.
VA Student Work-Study Allowance Program
U.S. Department of Veterans Affairs work-study program recipients must be receiving full-time G.I. Bill benefits
to be eligible. Up to 750 hours per year are available to eligible veterans, at least at the federal minimum hourly
wage. Visit the VA's Work-Study page
for more information.
Post-Vietnam Veterans' Educational Assistance Program (VEAP) - Chapter 32
The Post-Vietnam Veterans' Educational
Assistance Program (VEAP) is an education benefit for veterans who paid into
VEAP while they were in the service.
Eligible veterans may be entitled to as much as 36 months of training. Eligibility usually ends 10 years after
getting out of the service, but the time limit can be longer in certain
cases. Eligible veterans may pursue any
of the following types of training:
College or University Programs
Business, Technical or Vocational Training
On-the-Job Training & Apprenticeship Programs
Remedial, Deficiency, and Refresher Training (in some cases)
National Tests
Correspondence Courses
Flight Training (in some cases)
High School Diploma or Equivalent
The costs of tests for licenses or certifications needed in to get, keep, or advance a job
Note: VA does not approve schools or
programs for benefits. Each individual
state approves schools and courses. To
find out if your school or program is approved for VA educational benefits
under VEAP, contact your school's VA Certifying Official, or call VA at the
toll-free number below.
Eligibility
To establish eligibility to VEAP, you must
have:
first entered active duty after December 31, 1976 and before July 1,
1985, AND
contributed to VEAP before April 1, 1987, AND
completed your first period of service, AND
been discharged under conditions other than dishonorable.
Note: You may be eligible for
education benefits if you are still on active duty, call the toll-free number
below for details about your eligibility for VEAP or to find out if you may
switch to the Montgomery GI Bill.
Monthly Payment
The total dollar amount of your benefits is
the sum of:
Your total contributions, PLUS
Matching funds from VA equal to 2 times your contributions, PLUS
Any DOD contributions or "kickers"
The monthly amount you'll receive is based on the total (above), the
number of months you contributed, the type of training you are pursuing, and
your training time (i.e. full-time, half-time, etc).
Note: Contributions may be
refunded. Please call the VA at: 1-800-GIBILL-1.
This benefit is available to full- and part-time veterans who have at least a 20% disability rating from the
U.S. Department of Veterans Affairs (VA). This includes payment for tuition, fees, and a monthly stipend. Visit the
VA website for complete information.
Survivors' and Dependants' Educational Assistance Programs
Eligible persons can receive up to 45 months of full-time or equivalent
benefits for:
College, Business, Technical or Vocational Courses, High School Diploma
or GED, Independent Study or Distance Learning courses
Correspondence Courses (Spouses Only), Apprenticeship/On-the-Job
Training
Remedial, Deficiency, and Refresher Training (in some cases)
The cost of tests for licenses or certifications needed to get, keep, or
advance in a job
Eligibility
The student must be the child or spouse of:
A veteran who died or is permanently and totally disabled as the result of a service-connected disability. The
disability must arise out of active service in the Armed Forces.
A veteran who died from any cause while
such service-connected disability was in existence.
A service member missing in action or captured in the
line of duty by a hostile force.
A service member forcibly detained or interned in the line of duty by a
foreign government or power.
Period of Eligibility
In addition to the aforementioned requirements, a student who wishes to receive benefits for attending school or job
training must be between the ages of 18 and 26. In certain instances, it is possible to begin before age 18 and continue
after age 26. Marriage is not a bar to this benefit. Students in the Armed Forces may not be eligible for this benefit
while on active duty. To pursue training after military service, a discharge must not be under dishonorable conditions.
The U.S. Department of Veterans Affairs (VA) can extend the period of eligibility by the number of months and days equal
to the time spent on active duty. This extension generally cannot go beyond a student's 31st birthday, however, there
are some exceptions.
For spouses, benefits end 10 years from the date the VA finds the spouse eligible or from the date of death of the veteran.
Surviving spouses of veterans who died while on active duty have 20
years from the date of the veteran's death to use the benefit. (benefits can't
be paid before December 10, 2004 for anyone whose 10 year period ended prior to
that date).
Note: These time limits can be extended under
certain circumstances. For details, call 1-888-GIBILL-1 or visit the G.I.Bill website.
Monthly Payment
The amount the VA pays is based on the type of training program and training
time (i.e. full-time, half-time, etc).
Benefits are paid monthly and in arrears. For example, effective October 1, 2006, the VA
pays $860 a month for full-time training for a full month at a college or
university. If attendance is less than a
month or less than full-time, payments are reduced proportionately. Different payment rates can be found on the G.I. Bill website or by calling the VA at: 1-888-GIBILL-1.
How to Apply
After
finding a program approved for VA training, complete VA Form 22-5490, Application
for Survivors' and Dependents' Educational Assistance , and submit it to the
VA regional office that serves the state where you will train. You can also apply online through VONAPP. If the student is a son or daughter under legal age, a parent or guardian must sign the
application.
If the student has started training, he or she must take the application to their college's veterans affairs representative.
Have that person complete VA Form 22-1999
and the Enrollment Certification form, and send both forms to the VA.